Benkiko minimizes Personal Information collected from you, as Blockchain transactions are anonymous. Please read the following carefully to understand what data we collect, how that data is used and the ways it can be shared by us. If you do not wish for your Personal Information to be used in the ways described within this Privacy Policy then you should not access or use the Site or use any of the services, functions, or features offered from time to time on the Site ("Services").

The data controller of your Personal Information is Benkiko Technologies.

1. What information do we collect?

1.1. Information you give us. This is information about you that you give us by: Creating an account and posting an Ad on our P2P Exchange.

1.2. Information we do not collect about you, which may be considered to be Personal Information when combined with other information about you: technical information, including the Internet protocol (IP) address used to connect your computer or other device to the Internet, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform; and information about your visit, including the dates and times you use the Site length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), methods used to browse away from the page. Special categories of data:

1.2.1. We do not collect any special categories of Personal Information about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data).

1.2.2. We collect information relate to you wallet, including your 6 digit pin password, public and private key which are cryptographically encrypted and securely transferred but not accessible to anyone including at Benkiko.

2. Purposes for which we collect your Personal Information.

If you wish to transact on and use the Site or use the Services, Benkiko will collect information about you for the purposes set out below. Information you provide to us may be used to:

2.1. establish and maintain a responsible commercial relationship with you;

2.2. make it easier to transact with your friends and family;

2.3. to share with P2P buyers and sellers to facilitate a smooth trade;

2.4. deliver products and services to you;

Benkiko uses analytic services to analyze trends, administer the Site, track user movements, and gather broad demographic information for aggregate use. For systems administration and detecting usage patterns and troubleshooting purposes, Benkiko web servers also automatically log standard access information including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within Benkiko on a need-to-know basis.

3. Legal bases on which we process your Personal Information.

3.1. We will process your Personal Information on the following grounds:

3.1.1. where it is necessary for us to perform pursuant to our contract with you or in your interests; and/or

3.1.2. where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests. Legitimate interests mean the interests of our organization to conduct and manage our business to enable us to better serve you and provide you with a secure experience on the Site.

3.1.3. We ensure that we balance any potential impact on you and your rights before we process your Personal Information for our legitimate interests. We do not use your Personal Information for activities where our interests are overridden by the impact on you (unless we have your consent or are otherwise required or permitted to by law). You can obtain further information about how we assess our legitimate interests against any potential impact on you in respect of specific activities by contacting us.

4. Security and confidentiality.

4.1. Benkiko is committed to protecting your privacy. Internally, only people with a business need to know Personal Information, or whose duties reasonably require access to it, are granted access to users’ Personal Information. Such individuals will only process your Personal Information on our instructions and are subject to a duty of confidentiality.

4.2. The Site’s systems and data are reviewed periodically to ensure that you are getting a quality service and that leading security features are in place. We have put in place procedures to deal with any actual or suspected data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

5. Disclosures.

5.1. You agree that we have the right to share your Personal Information with:

5.1.1. Any trader on the P2P exchange that has a willingness to initiate a trade with you.

5.1.2. Other people on your contact list to make initiating a send money or requesting for money fast and easier.;

5.1.3. Selected third parties, including identity verification sites and analytics and search engine providers that assist us in the improvement and optimization of the Services. Authorities and law enforcement agencies worldwide either when ordered to do so or on a voluntary basis if this appears reasonable and necessary to us.

5.2. We will also disclose your Personal Information to third parties:

5.2.1. If Benkiko or substantially all of its assets are acquired by a third party, in which case Personal Information held by it about its users will be one of the transferred assets.

5.2.2. If we are under a duty to disclose or share your Personal Information in order to comply with any legal obligation, or in order to enforce or apply our Terms of Service and other agreements; or to protect the rights, property, or safety of us, our clients, or others. Benkiko reserves the right to share current and historical bids, asks, and market prices; opening and closing range prices; high–low prices; trade prices; estimated and actual trade volumes; settlement prices; and other aggregate data and information related to the digital tokens traded on or through the Site.

6. Transfers.

6.1. Personal Information and other data may be exported outside of the jurisdiction in which you reside. Your Personal Information may be processed and stored in a foreign country or countries. Under those circumstances, the governments, courts, law enforcement, or regulatory agencies of that country or those countries may be able to obtain access to your Personal Information through foreign laws. You need to be aware that the privacy standards of those countries may be lower than those of the jurisdiction in which you reside.

6.2. Unfortunately, the transmission of information via the Internet is not completely secure. While we do our utmost to protect your Personal Information, we cannot guarantee the security of your data transmitted to us over the email or through the Site; any transmission is at your own risk. Once we have received your data, we will use strict procedures and security features to try to prevent unauthorized access.

6.3. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy. All data you provide to us is stored on our secure servers. Where we transfer our data, we ensure that adequate safeguards are in place. Please contact us if you want further information on the specific mechanism used by us when transferring your Personal Information.

7. Other Sites and protecting your Personal Information.

7.1. This Privacy Policy and the use of your Personal Information only applies to the information you provide. You are cautioned that if you disclose Personal Information or personally sensitive data through use of the Internet, such as through chat rooms, communities, bulletin boards, or other public online forums, this information may be collected and used by other persons or companies over which Benkiko has no control. It is your responsibility to review the privacy statements, policies, terms, and conditions of any person or company to whom you choose to link or with whom you choose to contract. Benkiko is not responsible for the privacy statements, policies, terms, conditions, or other content of any Site not owned or managed by Benkiko.

7.2. Benkiko takes all reasonable endeavour to protect and safeguard Personal Information, but there are protective measures you should take, as well. Do not share your Personal Information with others unless you clearly understand the purpose of their request for it and you know with whom you are dealing. Do not keep sensitive Personal Information in your e-mail inbox or on Webmail. If you are asked to assign passwords to connect you to your Personal Information, you should use a secure password and always use two-factor authentication (2FA), where available. You should change your password regularly.

8. Changes To Our Privacy Policy

8.1. Any changes we make to our Privacy Policy in the future will be posted on this page and, where appropriate, notified to you anonomously. Please check back frequently to see any updates or changes to our Privacy Policy.

9. Contact

9.1. Questions, comments and requests regarding this Privacy Policy should be addressed to support@benkiko.africa.

9.2. Should you have any concerns about how we handle your Personal Information, please contact us in the first instance. We will do our best to resolve your concern. Alternatively, you may prefer to submit a complaint directly to the national supervisory authority within your jurisdiction, details of which can be found online.

DISCLAIMER

Benkiko.africa may provide third parties content and links to third parties websites. We do not monitor or have any control over third parties content. It represents the views and opinions of its creators, which may not be endorsed by us.

Any information presented is not to be construed as legal, tax, financial, investment or other advice. We do not warrant the accuracy, completeness, suitability or usefulness of the information provided. To the extent possible, we disclaim any and all liability to any party for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of the information at this website.

Operations with virtual assets pose intrinsic risks, including the risk of monetary loss. We strongly suggest you seek professional advice before engaging in any operations with virtual assets. We do not guarantee the accuracy of the exchange rates provided by third parties. Before you perform transactions related to currency conversion, check the current exchange rate.

Updated on 21st June 2021.